Nowfinance, Inc., formerly NowAuto Group, Inc., leases automobiles under sales type leases in the buy here/pay here (BH/PH) market to non-prime consumers. These consumers are individuals with challenged credit. The Company originates all its own leases and thus controls the credit application process. It operates in the Phoenix, Arizona Metropolitan area. The Company sells used vehicles and provides financing for all of its customers through sale-type leases. Its focus is on sales and collections. It is responsible for its own collections through its internal collection department.
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