HV Bancorp, Inc. is a bank holding company that operates through its wholly owned subsidiary, Huntingdon Valley Bank (the Bank). The Bank is a community-oriented bank offering a variety of financial products and services to meet the needs of its customers. The Company's segments include retail banking, mortgage banking, business banking, and the bank holding company. The retail banking segment activities consist primarily of interest earned on investment securities and loans and service charges on deposit accounts. The mortgage banking and business banking segment activities are comprised of interest earned on loans and fees received as a result of the mortgage loan origination process. The mortgage banking segment originates residential mortgage loans, which are sold into the secondary market along with the loans servicing rights. The bank holding company segment activities are mainly comprised of interest earned on investment securities and intercompany income.
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