United Bancshares, Inc. is a financial holding company. The Company operates through its subsidiary, The Union Bank Company (the Bank). The Bank is state chartered commercial bank. The Bank offers a range of commercial and consumer banking services. The Bank offers a range of deposit services, including checking accounts, savings and money market accounts, certificates of deposit and individual retirement accounts. The Bank also provides supportive services, including online banking, bill pay, mobile banking, Zelle payment service, automatic teller machines and safe deposit box rentals. The Bank offers a range of loan products, including commercial and residential real estate loans, agricultural loans, commercial and industrial loans, home equity loans, consumer loans and small business administration loans. The Company’s subsidiaries include United (OH) Statutory Trust I, and Ohio State Bancshares Capital Trust 1. Its Bank subsidiaries: UBC Investments, Inc., and UBC Property, Inc.
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