Potomac Bancshares Inc

OTC Pink - Current Information:PTBSUnited States

Total Assets $ 884,089 $841,620 $805,715 Liabilities and Stockholders' Equity Interest-bearing liabilities: Interest-bearing Deposits $ 601,792 $ 3,648 2.41 % $581,787 $ 3,307 2.29 % $550,424 $2,535 1.83 % Federal Funds and repurchase agreements 3,215 7 0.87 % 3,706 7 0.76 % 5,232 10 0.76 % Subordinated debt 9,933 140 5.61 % 9,918 140 5.68 % 9,873 139 5.59 % FHLB advances 20,402 217 4.23 % 6,000 67 4.49 % 6,011 68 4.49 % ------------------ --------- --------- Total Interest-Bearing Liabilities 635,342 $ 4,012 2.51 % 601,411 $ 3,521 2.35 % 571,540 $2,752 1.91 % Non-interest-bearing deposits and other liabilities 178,110 172,221 171,033 ------------------ --------- --------- Total Liabilities 813,452 773,632 742,573 Stockholders' Equity 70,637 67,988 63,142 ------------------ --------- --------- Total Liabilities and Stockholders' Equity $ 884,089 $841,620 $805,715 Interest Rate Spread 2.56 % 2.59 % 2.71 % Net Interest Income $ 6,953 $ 6,567 $6,424 Net Interest Margin 3.21 % 3.21 % 3.23 % (1) Total loan interest income includes amortization of deferred loan fees, net of deferred loan costs. (2) Average balances exclude unrealized gains/losses.