• LAST PRICE
    19.2300
  • TODAY'S CHANGE (%)
    0.0000 (0.0000%)
  • Bid / Lots
    19.2200/ 4
  • Ask / Lots
    19.5000/ 1
  • Open / Previous Close
    0.0000 / 19.2300
  • Day Range
    ---
  • 52 Week Range
    Low 18.2600
    High 22.0000
  • Volume
    ---

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Industry Peers Overview Table
Company sortableMarket Cap sortableP/E Ratio (TTM) sortableEPS Growth (5yr) sortable
United StatesCIWV
Citizens Financial Corp (Delaware)
35.2M
32.9x
-13.72%
United StatesOTTW
Ottawa Savings Bancorp Inc
29.4M
19.2x
+1.59%
United StatesPCLB
Pinnacle Bancshares Inc
32.2M
5.7x
---
United StatesNEFB
Neffs Bancorp Inc
34.3M
10.3x
+7.33%
United StatesCCBC
Chino Commercial Bancorp
32.8M
6.5x
+17.27%
United StatesCPBI
Central Plains Bancshares Inc
41.6M
10.9x
---
As of 2024-05-22

Company Information

Citizens Financial Corp. is a bank holding company for Citizens Bank of West Virginia, Inc. (the bank). The Bank provides retail, secondary market, and commercial loan services, as well as deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The Company provides regulatory compliance and marketing related services to other financial institutions within and around West Virginia. The Bank’s offering includes personal checking; savings, certificates of deposit (CDs) and individual retirement accounts (IRAs); loans; MOCA debit cards; credit cards; insured cash sweep (ICS) and certificate of deposit account registry service (CDARS); digital banking; remote deposit; credit card processing; and other services. The Bank’s digital banking, which includes mobile applications, digital wallet, online banking, business digital banking and telephone banking.

Contact Information

Headquarters
211 Third StreetELKINS, WV, United States 26241
Phone
304-636-4095
Fax
302-636-5454

Executives

Chairman of the Board
Max Armentrout
President, Chief Executive Officer of the Company and the Bank; Director
Robert Schoonover
Vice Chairman of the Board
Cyrus Kump
Chief Financial Officer, Executive Vice President
Eric Aboaf
Vice President and Treasurer; Executive Vice President, SVP of Citizens National Bank
Thomas Derbyshire

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Fundamentals Table
Market Cap
$35.2M
Revenue (TTM)
$13.6M
Shares Outstanding
1.8M
Dividend Yield
4.58%
Annual Dividend Rate
0.8800 USD
Ex-Dividend Date
04-18-24
Pay Date
05-01-24
Beta
0.24
EPS
$0.58
Book Value
$11.39
P/E Ratio
32.9x
Price/Sales (TTM)
3.2
Price/Cash Flow (TTM)
26.5x
Operating Margin
11.32%
*GAAP = prior to non-GAAP analyst adjusted earnings.

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